Production Insurance

Production insurance in Italy starts with legal duties that no foreign broker can skip. INAIL workers' accident cover is required for each crew member on the Italian payroll. ENPALS payments feed the entertainment industry pension scheme, and CCNL Cinema Audiovisivo sets the medical and accident terms that must sit alongside any commercial policy.

Heritage shoots add another layer. Soprintendenza permits at the Roman Forum, Pompei, the Uffizi or Venice's Doge's Palace mostly need named liability cover at limits well above the commercial base. The MiC application file also expects proof that cover matches the shooting plan. Our brokers work daily with Italian entertainment underwriters at Lloyd's Milan, Reale Mutua, Generali and specialist London markets, so the policies we place satisfy the comune, the Soprintendenza, the TV networks and the financier in one document set.

Each buy-in starts with a risk review. It maps locations, talent, gear value, stunts, water and aerial work, and the broadcast or theatrical chain that will later demand E&O. We then design cover that bundles cast insurance, negative and faulty stock, props and sets, public liability, employer liability, hired-in gear, car cover and travel. Our brokers bind it, since they know both Italian rules and what US studios, UK TV networks and streaming sites expect.

Certificates of insurance ship within twenty-four hours of binding, so location deals at Cinecittà, masseria estates in Apulia or hotel suites on Lake Como can close on time. Claims handling stays in-house, with records, INAIL liaison and fast outcomes that keep the production moving rather than parked.

Regional reach lets us match cover to wherever the shoot travels. A unit move from a Rome stage to the Dolomites, Sicily, or the Cinque Terre changes the liability picture and the local site rules. Our brokers adjust limits for mountain weather, coastal water work, and heritage exposure as the schedule unfolds. Each comune and Soprintendenza office can ask for its own named cover. We line up those endorsements ahead of every leg, so no location stalls for a missing certificate.

Bilingual coordination keeps the policy clear on both sides. Our brokers negotiate terms in Italian with local underwriters, then explain every clause to your producers in plain English. Each certificate and endorsement carries matched wording, so a US studio or UK broadcaster reads the same cover the comune sees. When a claim lands, we report it in Italian to INAIL and the insurer and update your team in English. This two-way flow keeps a fast, clean outcome on track.